Penny for your Thoughts

For all who say pennies aren't worth anything, I say a penny can be worth everything.

Case in point:

The Boy told me last month that the balance on our mortgage would be $100,000.00 when we made our next house payment.

Knowing the psychological impact of .99, I begged him to schedule our monthly payment for:

The Payment + Extra + 1 penny

And because he loves me - even though he said I was crazy - he did.

So now we owe $99,999.99 on our home. It does feel especially wonderful to only owe five figures, vs six figures, on our home. That's the power of a penny for you.